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Business insights about “doing old”

Thursday, November 19th, 2009

By Mary Lloyd, CEO, Mining Silver

Clips from a business speech:  (about 13 minutes, but it covers a lot of ground)

Mary Lloyd author of Super-Charged Retirement on Vimeo.

Author Event — June 20 Noon, Borders, Tacoma

Tuesday, May 26th, 2009

Mary Lloyd will discuss the ideas in her new book Supercharged Retirement:  Ditch the Rocking Chair, Trash the Remote, and Do What You Love and sign copies at:

Borders Books

2508 38th Street

Tacoma, WA

Saturday, June 20, 2009, 12:00 NOON

For more information, contact Borders 253-473-9111 or Mary Lloyd at mary@mining-silver.com.

Catch my guest post

Monday, May 11th, 2009

Steve Juetten includes retirement issues in his personal finance blog and was kind enough to ask me to do a guest post about the non-financial aspects of retirement planning.   Check out his column. And read my post!

Loving What You Do

Tuesday, February 10th, 2009

by Mary Lloyd, CEO, Mining Silver

Quite a few of us are rethinking whether we are going to retire soon–or ever.   Before you opt for being a permanent member of the workforce, there’s one thing I beg of you.  Love what you do.  If the thought of doing what you are doing now until the day you die feels like drinking a large glass of vinegar, please make plans to do something else.

Once we’ve been at something for a while, it’s comfortable to just keep doing it, even if it never was fun.  But you lose in five different ways if you use that strategy.  It makes heaps more sense to love what you do.

Job Satisfaction The first reason is, of course,  that it makes your life more satisfying.  People who love their jobs are happy to go to work and come home in a good mood.  That translates into better health, too.

Let’s not kid ourselves.  No job is going to go well all day everyday forever.  But if most days have you humming while you grade the papers,  write the report, adjust the machine, or flip the burgers, you’re onto something.

If, on the other hand, just showing up at the old grind makes you want to throw up, you have a little remodeling project to take on.  You need to make your work match yourself or you are in for a steady dose of negative energy.

This sounds simple, but quite often it isn’t.  For some of us, it’s a matter of getting to the flashpoint and then saying, “That’s it.  I’m outta here.”  That works, but being “outta here” without knowing what you are going to do next can be pretty stressful, especially with the current economy.

There are some great books on how to help yourself figure out what you really want.  (Mine for example–now available as Bold Retirement but coming out April 1 as Supercharged Retirement.)  If you’re tired of reading what I have to say, try something by Martha Beck or Barbara Sher.  Use them all, one after another.  Use a life coach.  Do  a Vision Quest.  Contemplate you left thumb for fifteen minutes everyday until the light starts to dawn.

It doesn’t have to be what everyone else does to be the right thing, but it has to give you a calm sense of confidence when you start to explore it.  Be sincere about looking for the real answers.  And be open to what comes.  (Thinking you knew before you really did got you to the job you’re hating.)

Talent Match When you do what you love,  the probability that you are truly suited for it goes up exponentially.  I have a long time friend I met in college who was a good geologist.  But when he started to use his natural sales skills along with what he knew about rocks, his prospects skyrocketed.  He sold mining and construction equipment and it was a great fit.  He could sell salt water in the Mariana Trench.

Perceived Value The fact that you love what you do does not go unnoticed either.  People like to work with those who are happy with what they are doing.  And if you are doing what you love, you are probably doing it really well.  So customers want to work with you. The plum placements on the dream team also go to those who are really into it.

This is not a case of faking it for the sake of advancement.  There’s an intuitve piece to this that you just can’t counterfeit.  If you like what you do, people like working with you to get that done.  So find what you like.  Find what you LOVE.

Job Security Right, loving what you do will not guarantee you never get laid off.   Not even working for yourself guarantees that anymore.  But when you love what you do, you find other ways to use what you know to be able to keep doing it.

If you are told they don’t need you as the team lead manufacturing elephant harnesses and you love leather, there are other ways to work with it.  If you love to work in a kitchen and just got let go as a short order cook, you may hire on with a caterer, or start cooking nightly meals for clients who can then look forward to your delicious deliveries after a long day of their own work (also at something they love, I hope).

Longevity You can try to make yourself like what you are doing, but that’s a short term fix.  The real answer is to find something you love doing whether you get paid for it or not.  That  solution gives you one last plus–something you will be happy continuing to do–in some form–for as long as you live.

Including for money if you need to.  There are lawyers still lawyering at the age of 99,  and my favorite centenarian story is of the woman who was still a proofreader for the St. Louis Dispatch at 100.  Do what you love and use it to thrive–for a long time.

Workbook Now Available!

Monday, September 29th, 2008

Good news for those of you who like to write big and take a whole page when you work on an exercise!  We have developed a workbook of the exercises in Bold Retirement: Mining Your Own Silver for a Rich Life.

To live retirement well, you need to have a solid sense of yourself–who you are, what you believe in and love,  how you want to shape your day, where you want to live…the full range of what’s important to you personally.  These exercises help you uncover that.

The workbook, titled Planning Tools for Bold Retirement, is available now on our website for $16.95 plus $2.95 shipping and handling.  Please note: we conduct our purchase arrangements though Google so you can be comfortable it’s a secure transaction.

“…the dessert plate waiting for those who have spent most of their time planning for retirement with a calculator and a financial portfolio.” Chuck Adams, President, Plus 50, Inc.

More about Mary Lloyd…

Monday, June 23rd, 2008

When Mary Lloyd left the natural gas industry, she thought she had it all figured out.The financial pieces were in place and the 65-mile one-way commute was starting to get to her.So in 1993, at the age of 47, she left a job as division manager for a Fortune 200 company intending to “retire” and become a commercially successful fiction writer.She’d already gained a reputation for handling tough situations well.This next phase of life would be a piece of cake.

Fifteen years later, she is on an entirely different mission.After trying everything from a multi-month world cruise to deploying to Texas with the Red Cross in the aftermath of Hurricane Rita, she is out to alert her baby boom brethren to a startling discovery:The current model of “retirement” doesn’t work.

She’s learned a lot on her ciruitous path to finding this purpose in life. She shares it in her book Bold Retirement: Mining Your Own Silver for a Rich Life which was released late last year. She offers more on her website, www.mining-silver.com and in the Living Silver seminar series she began offering in early 2008. And she is willing to do a lot more to get the word out. “This is nuts,” she says insistently. “We have to do this better.”

Lloyd on a bike ride with friends.

At age 61, she is tall, blonde and indefatigable. Her favorite activity is hiking–eight or more miles in the Pacific Northwest whenever she has the chance. She also bikes, skis and is learning doubles tennis. But her more energetic performances are in conversations with anyone who’s interested about making the years after work “better than retirement.”

She brings PhD level training in psychology, executive level experience in accomplishing complex projects, and the determination of a two-year old looking for the hidden cookies to this mission. And she goes about it with a both compassion and wit.

“The RV model might work for some,” she admits, “but most of us need a goal to work toward to feel worthwhile. To retire well, we need to learn how to include that and still relax and have fun.”

Lloyd as Sonny Bono on Halloween

In Her Own Voice…

Wednesday, June 18th, 2008

The following audio clips are from an interview Mary Lloyd did with Barbara Morris of Put Old on Hold on June 6, 2008. Each clip touches on a different aspect of retirement. They are between a minute and two minutes long.

NOTE: These clips are from a telephone interview and are AUDIO ONLY.